I’m glad you are interested in getting insured. Sample Proposal: Regular Pay VUL with Premium Holiday after 10 Years (Premium holiday means stop payment after a number of years) For a 24 year old, Male, Non-smoker. Hi Jackie. DISCLAIMER: This website reflects only the views and opinions of the author, Federico Suan, Jr., and is not part of any official communication tools of any life insurance and investment company. php 35, 000) for year 6 onwards? I would like to request to pls expound the idea/statement written in your site about sun life maxilink (it’s a little bit confusing): The premium for this rider increases every 5 years. Though it’s not hereditary, we must still think of the future. On top of that, I get to have a growing fund that I can use to fund my dream business or as a retirement fund. Have you filled out the form? What product is best? Sun Maxilink Prime Sample Proposal. pag natapos po ung pagbabayad ng 10 years ano n pong mangyayari? In this case, it’s the Fund Value. Hi. 2. Constant efforts is done by the author to bring precision in every post. Breadwinner If you don’t have a good financial footing (insurance) then you may consider getting a VUL plan which enables you to financially secure the future of your family while increasing your wealth. I am 25 years old. Sa per life lang ang insurance natin when it comes to health-related plan. Salamat . So 10 years, may not be enough to see the growth of your total premium paid. Thanks for your time. Alongside the insurance coverage it provides, Sun MaxiLink Prime offers investment options that will allow your money to grow over time. It is still an insurance plan, so even after 10 years, it may not accumulate much earnings. This can help you prepare for your retirement and enjoy lasting golden years. Hi, I was looking for reviews about the plan that was being offered to me but unluckily , I have not read one yet that came from the Phil. Hi Mark. Because you can only apply for one if you are here in the country. Thanks! I badly need to know how to prevent this from happening again to my family. If CIB and HIB are attached to your plan, you may not pay for it after the 10th year. This site rocks the Pearsonified Skin for Thesis. The average historical return is around 10% p.a. Copyright 2017-2019, TheWiseGuyPH.com. Ano pa po yung insurance charges na dapat pang bayaran? You may kindly contact him as this can get a bit technical. I’ll send you an email about this so we can talk more about your options. Hi Gen. You are still eligible to get a Sun Maxilink Prime. In case of an emergency, money comes in handy via a partial fund withdrawal. I’m looking for a pension plan kse.thanks. Hi sir ask ko lang about sa account ko na sun maxilink prime, 1year na kong member and then gusto ko na pong iclosed or idiscontinue yung account ko, ask ko lang po kung maiwiwithdraw ko po lahat yung perang naihulog ko? Sun Maxilink Prime is a good financial tool that can help you meet your financial goals. I'm authorized by the Insurance Commission to act as Insurance Agent and by the Securities and Exchange Commission to act as Investment Solicitor. You may also reach me via Facebook, 0917-775-8352 (Globe) and 0943-821-4752 (Sun and Smart), or e-mail me at [email protected] DM me for more info! Looking forward to talking with you soon. Invest for your future while you are insured. But just to give you a ballpark you must prepare 50 to 60k for a 700k life insurance coverage. I’m an OFW and I’m interested in this product. close the customer sign in panel by clicking on the x button, Investment-linked insurance funds overview, Policyholder dividend information overview, Sun Life Prosperity Government Securities Fund, Sun Life Prosperity Dollar Abundance Fund, The moderately aggressive investor overview, Sun Life Prosperity Dollar Advantage Fund, Sun Life Prosperity Dollar Wellspring Fund, Sun Life Prosperity Philippine Stock Index Fund, Sun Life Prosperity Philippine Equity Fund, Sun Life Prosperity World Equity Index Feeder Fund, Sun Life Prosperity Funds: Downloadable Forms, My Sun Life client account registration guide, How to secure and protect your loved ones. It's a form of forced saving for me and I like it that insurance products nowadays have more living than death benefits. Loyalty bonus is not guaranteed and depends on several factors including the fund’s average monthly balance. Maganda ito na upuan para mas maipaliwanag ng mabuti. READ: Sun Maxilink Prime | 3 Easy Steps to Secure Your Future. Thanks! Sample Computation. You can withdraw against your fund value anytime without charges nor interest, unlike older kinds of insurance. The accumulated fund value can be used as an educational fund for your kids, retirement fund, extra health fund, or to fund your life goals, etc. This blog post is a VUL plan you can consider. So going for the annual mode means you are giving your money more time to compound. It enables you to build funds through a manageable payment scheme and offers you an option to even add more into what you have initially saved for better growth potential. VUL is more than just life insurance combining income protection and investment opportunity for every Juan. Sun Maxilink Prime- a life insurance plan with investment that can be used to finance future need like education, estate and retirement. Very like ko yung blog mo sobrang enlightened ako. Choose among the investment fund options to address your different investment objectives and risk appetite. If I survived the accident but lost any part of my body, I will receive a percentage of my ADDD coverage. Hello. While sobbing, we are still praying for miracles. Thanks! But I don’t have a choice but to move on and suck it up. Definitely, protection throughout one’s lifetime! But what if I am lucky enough not to die early, get disabled, or hospitalized? After the CT scan, the doctor broke the news to us that he is suffering from a stroke; he might leave us soon. LIFE INSURANCE COVERAGE. Premium will depend on the life insurance coverage, riders attached, current health condition, and so on. Note: Sun Maxilink Prime is linked to your investment, which means it may suffer from the volatility of the market you’ve chosen. Request for a FREE quotation or financial planning, which can be done online. sedmerud says. You may also add supplemental benefits or riders to provide additional protection for contingencies such as accidents, disability and illnesses. Thank you for reaching out. How much is the estimate earnings for the MAXILINK PRIME for 500K insurance coverage? Your information is … We don’t just lose a father, but we also lose the income he is providing to us. May health insurance po ba ang Sunlife for those who are 74 years old and above? I haven’t seen it from my file. You are still lucky though to have your parents with you. Please note that this information should not be construed as an offer to sell or solicitation to buy any financial product. The amount can be used to help your family in their daily expenses and to ensure that they can still fulfill the dreams you have planned together. Kunwari po after 10 yrs, namatay yung insured, ang makukuha po ng beneficiaries nya ay yung death benefit saka yung laman ng investment? You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges. Thanks , Hi Sir Federico, question lang. Hi Sir Federico, Pagnatapos na po yung 10yrs napagbabayad with benifits of CIB at HIB. This can help fund future long-term goals or any life milestones. We have until age 75 but this is a single pay VUL. This shows that there is an increasing demand for … Anyways, your plan will be tailored-fit based on your needs, and if you feel you can’t afford the recommended plan, you can ask your Financial Advisor to adjust it to what you can afford now. Yung investment ay bonus na lang. Actually, this is an insurance plan which means you will be charged for the 1-year insurance coverage including all the fees necessary to start the plan. Hi Camille. Hi Federico. Monthly payments are only available when you pay using the auto-debit arrangements. It covers death, so my family can get a sizeable amount to continue their dreams. Sample Sun Maxilink Bright Proposals Juan Dela Cruz Male, age 40 with a budget of P90,000 per year (P7,500 per month) for the Education of his son age Payment of P90,000 per year for 5 years or a total investment of P450,000. Hello,pwede bang paki explain ano ba yung TOP UP. You actually have two option: VUL and whole life insurance. Need bayaran yung critical illness and hospital income benefit pero pwede naman mag premium holiday just ask your financial advisor about it. And also, I want the dreams of my family to be well funded should I get called earlier by our creator. This means that there are benefits you can enjoy while you are… 3. As a client, you can do a premium holiday after 10 years. I find it confusing too, so I have updated the contents . Don’t worry because a VUL policy has an investment component (the much-coveted living benefit) that is designed to give you financial protection while giving you a growing fund. ... You can ask for a FREE proposal based on your target coverage or budget. Hi Mallette. Sample Sun Maxilink Bright Proposals Juan Dela Cruz Male, age 40 with a budget of P90,000 per year (P7,500 per month) for the Education of his son Payment of P90,000 per year for 5 years or a total investment of P450,000. Hi Federico. Thanks. If not, please kindly fill it out so we can have an idea of what plan/inclusion is best suited to your mom. One of the reasons why I delayed getting an insurance is the cost. Thanks , Sir,just joined as a financial advisor,I would love to attened an incoming training or seminar you will hosted. Sun Life Financial, one of the nation's top and most trusted insurance and financial services companies, offers a variety of solutions to help you in your journey toward building up a College Education Plan for your child. Hi Christine. Sun MaxiLink Prime is payable for at least 10 years* * The premium paying period is not guaranteed. We’re glad it caught your interest. No, because they’re only additional benefits. Hi Ms. Hyna. Send po ako ng email so we can talk about this more. In case of … Inc. Are you planning to come back to the Philippines soon? What to do next? You are not supposed to get the money after the paying period if you want to keep your insurance coverage. Are the charges will be calculated as per the current fund value? paying the premiums is eliminated. If you are interested, please hit me up on my email it’s [email protected] or [email protected] Sun Maxilink Bright is a VUL plan that gives you an insurance coverage and provide you funds that can be used upon retirement or when your kid enters college (investment). Hi Kimberly. The plan will depend on what area/s you would like to focus on. Just to answer your questions, Fund Value refers to the value of your investment. It is payable for at least 10 years which pays the higher of 200% of the face amount plus fund value or the minimum death benefit upon death of the insured. As a millennial, I never thought about life insurance. Sun Maxilink Prime | 3 Easy Steps to Secure Your Future, Sun Life Prosperity Funds | Mutual Fund 101, How to Pay Sun Life Traditional Life Insurance and VUL Plans, Sun Maxilink 100: New and Affordable VUL Plan, BIR Certificate of Registration Renewal (Form 2303), IC Institutionalized Remote Selling of Life Insurance Permanent, Sun Cancer Care: A Comprehensive Cancer Treatment and Rehabilitation Plan, 3 Things You Need Know About Frugality: Becoming Frugal and Generous at the Same Time, How to Become a Sun Life Financial Advisor in the Philippines. If I stop paying the quarterly premium, am I still entitled of the face amount ? The Solution: 5 Year To Pay VUL Plan VUL Plan with Face Amount 200,000 Proposal for Mr. Juan Dela Cruz, 25, Male, Non-smoker 4. It's like this. Thank you . 2/F Sun Life Centre, 5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City 1634 Is there any certification that I completed the payments? If I am disabled (can no longer work due to accidental disability), I am entitled to receive 50,000 pesos per year for 10 years, for a total of 500,000 pesos. The plan I got is actually for myself so that I will not become a burden to them if something happens to me. A long time ago, when we were still noobs in handling finances, we were scammed by a fly by night insurance company. Hi Ms. Nerissa. It is as if I am still paying the premiums. Face Amount: Php 1,000,000. Federico Suan, Jr., Male, 25 yrs old, non-smoker, Annual Premium: Php 38,465Semi-annual: Php 19,232.5Quarterly: Php 9,616.25Monthly: Php 3,205.42Daily: Php 106.85 (just the price of a fast-food combo meal). Upon inquiring, I was pleasantly surprised to know that it’s not only affordable, it’s also flexible. Pay for at least 10 years or opt to increase your fund’s value through top-ups or excess payments on top of your regular premium. And part of being wiser is by getting an insurance plan from Sun Life called Sun Maxilink Prime. My question, is it the Sun Maxilink Premium can help my parents in terms of their health maintenance or hospital bills when necessary? A financial advisor can help customize a plan for you based on your financial situation. Thanks! I will leave them peacefully, knowing that they will receive this amount. Thanks. ... Let’s make a sample proposal and see how it can be a solution to those 2 problems. Maybe because at that time I know that my father will provide for everything, but then he died unexpectedly. I”ll appreciate your help thanks . To further expound on these situations, let us illustrate a sample proposal for Juan. Sun Maxilink Prime Sample Proposal Sun Maxilink Prime is a VUL plan you can pay for at least 10 years. So you can do that with your plan too. pwede n syang i-withdraw or until retirement age??? Because when you love someone, you would want to give every protection you can get to ensure their safety and well-being, right? I have long been thinking of getting a life insurance from Sunlife. Hi! It can protect you from uncertainties like accidents, deteriorating health, and even sudden demise. It doubles or become ₱5,000 when I get admitted in ICU or confined due to any of the following dreaded diseases: acute heart attack, chronic liver disease, dissecting aortic aneurysm, end-stage lung disease, end-stage renal disease, invasive cancer, major organ transplant, multiple sclerosis, poliomyelitis, progressive muscular atrophy, and stroke. Take advantage of Sun Life's professional fund managers' investment experience and expertise. The website has no intention to malign its readers from factual information historical is... 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